ments. Venmo can be very useful. It makes it convenient to split bills with roommates, divide up restaurant checks or event tickets between friends, or pay someone back for the money they loaned you. However, it sometimes gets a bad rap because scammers love Venmo, too. Scammers like that once they convince you to send them money, it’s almost impossible for you to get it back. They like to incorporate apps like Venmo (and other P2P payment apps, like CashApp) as their way to get paid for other scams.